Do You Need a Lawyer After Being in a Car Accident in Florida?
Helping seriously injured victims of car accidents throughout Florida, including those in Fort Lauderdale, Miami, Plantation, Napes, Tampa, the Palm Beaches and the Florida KeysFlorida Car Accident Attorney Questions Do you need a lawyer after being in a car accident in Florida?
Being involved in a car accident in Florida raises have many questions, including, how do I handle getting my car fixed? What do I do about my medical bills? How am I going to support my family while I’m out of work because of injuries? What type of doctor should I see? And, how do I deal with all the insurance companies?
Because of these questions, and many others, it is extremely important that victims of Florida car accidents consult with an experienced personal injury attorney as soon as practicable after being involved in an accident. A Florida car accident attorney with a proven track record of helping injured accident victims, such as Joseph Lipsky, can provide the answers to your many questions, and help Florida car accident victims pick up the pieces of their lives and move forward after being injured in a car accident.How do I get my car fixed?
While many injured Miami car accident victims need to immediately seek medical attention due to accident related injuries, all driver have the same initial question, who’s going to pay for the damage to my car? In Florida, the driver, and/or owner, of the vehicle that is found at fault for causing an accident is ultimately responsible for paying for the property damage, loss of use and replacement/rental car for the other car. However, as most insurance companies need to conduct an investigation into the cause of a car accident, including taking a statement from their insured, the process of getting another insurance company to commit to paying for property damage repairs, or the total loss of a vehicle after a violent collision may take an extended amount of time.
In order to avoid being at the mercy of someone else’s insurance company, we urge Florida drivers to purchase collision coverage. As Florida does not require vehicle owners to buy collision coverage, this is something additional you must buy. If you have collision coverage, then your insurance company, regardless of who cause a crash, will pay for your car to be repaired or replaced. If the other driver is found to be the cause of the accident, your insurance company will pursue “subrogation” from the other driver’s insurance company, and will also get you reimbursed for your deductible. Due to the complexities of coordinating which insurance company will handle the property damage, and arranging for a rental car, it is important for Florida car accident victims to hire a knowledgeable personal injury attorney like Joseph Lipsky to help guide you through these hurdles.Who is going to pay my medical bills and lost wages?
Once the issues about who’s going to pay for your property damage are resolved, most Florida car accident victims then want to know how their medical bills and lost wages are going to be addressed. As Florida is a no-fault state, each driver is required to use their own insurance company to pay the first $10,000.00 of medical bills and/or lost wages. These payments are required to be made under the personal injury protection, or PIP, coverage of your own insurance company. In Florida, all car owners, and drivers are required to have PIP insurance. This means, regardless of who causes the accident, each driver’s own insurance company, not the other driver’s, if they were at fault, is required to pay the first $10,000.00 of medical bills and/or lost wages. Therefore, your insurance company will pay 80% of your medical bills and 60% of your lost wages. Unfortunately, many Florida car insurance companies fail to pay all accident related medical bills; this is yet another reason why Florida car accident victims need to retain an attorney.What kind of doctor should be treating me for my injuries?
Due to the many types of injuries that Florida car accident victims suffer, there are different types of doctors who may help you recover. Florida car accident victims need medical attention to treat their injuries, as such it is important that you seek the help of a doctor who is not only qualified to properly treat your injury, but one who is also experienced in understanding the legal hurdles which injured accident victims must overcome in order to be fairly compensated for their injuries. Recently, the Florida Legislature required all car accident victims to seek medical attention and be diagnosed by a physician with an emergency medical condition, otherwise known as an EMC, within 14 days of a Florida car accident. Failing to timely receive needed medical care can severely limit an injured accident victim’s rights to compensation. This is yet another reason why Florida car accident victims should immediately consult with an experienced Florida car accident attorney like Joseph Lipsky.
With a 25-year track record of helping Florida car accident victims, Joseph Lipsky knows many doctors throughout South Florida, who are available to treat all types of car accident related injuries, including back injuries, fractures, head injuries, scarring and knee injuries. Whether a car accident victim needs the assistance of an orthopedic surgeon, neurologist, plastic surgeon or pain management specialist, an experienced Florida personal injury attorney will help guide you, with the advice of these Board Certified doctors, along the best path to a physical and financial recovery.
This page is meant to answer some of the most frequently asked questions Florida car accident victims have. However, as every accident and every victim is different, the help and assistance of an attorney, such as Joseph Lipsky, is invaluable in helping clients choose the best path towards protecting their legal rights.
If you or a family member has been involved in a car accident anywhere in Florida, including Miami, Fort Lauderdale, Naples, Planation, Tampa, the Palm Beaches, the Florida Keys, we urge you to call us or email us with all of your Florida car accident questions:
(888) FLA-LAW8 - Toll Free
(954) 693-0073 - Fort Lauderdale
(305) 821-7333 - Miami-Dade
(561) 514-3535 - Palm Beaches
(305) 296-6300 - Florida Keys
to arrange for your FREE NO OBLIGATION CONSULTATION. The call and car accident consultation are FREE, so do not delay in calling to find out about your legal rights.